Sources

Everything this site says about the law is based on an official primary source — a government-published statute. Below are the sources behind our state guides, with the dates we retrieved them. Each state guide also lists its own sources and a "last verified" date.

Alabama — Alabama Rental-Purchase Agreements Act (Ala. Code §§ 8-25-1 to 8-25-6)
- Ala. Code §8-25-1: Definitions (Rental-Purchase Agreements) — retrieved 2026-07-05
- Ala. Code §8-25-2: Disclosures by merchant to consumer — retrieved 2026-07-05
- Ala. Code §8-25-3: Prohibited provisions — retrieved 2026-07-05
- Ala. Code §8-25-4: Reinstatement of agreement after failure to make timely payment — retrieved 2026-07-05
- Ala. Code §8-25-6: Damages and fees recoverable for violations of chapter — retrieved 2026-07-05
- Ala. Code §13A-8-140: Elements of offense of theft by fraudulent leasing or rental — retrieved 2026-07-05
- Ala. Code §13A-8-141: Prima facie evidence of fraudulent leasing or rental — retrieved 2026-07-05
- Ala. Code §13A-8-142: Written demand for return of leased property; form of notice — retrieved 2026-07-05
- Ala. Code §13A-8-144: Penalties (theft by fraudulent leasing or rental) — retrieved 2026-07-05
Alaska — Alaska Lease-Purchases of Personal Property Act (Alaska Stat. §§ 45.35.010–45.35.099)
- Alaska Stat. §45.35.040: Prohibited provisions (breach of the peace; premises) — retrieved 2026-06-19
- Alaska Stat. §45.35.050: Reinstatement of contract by consumer; repossession — retrieved 2026-06-19
- Alaska Stat. §45.35.030: Late fees — retrieved 2026-06-19
- Alaska Stat. §11.46.100: Theft defined — retrieved 2026-06-21
- Alaska Stat. §11.46.365: Vehicle theft in the second degree — retrieved 2026-06-21
Arizona — Arizona Rental-Purchase Agreements law (Ariz. Rev. Stat. §§ 44-6801 to 44-6809)
- Ariz. Rev. Stat. §44-6804: Disclosures — retrieved 2026-06-19
- Ariz. Rev. Stat. §44-6805: Prohibited terms; practices — retrieved 2026-06-19
- Ariz. Rev. Stat. §44-6806: Collection practices — retrieved 2026-06-19
- Ariz. Rev. Stat. §13-1806: Unlawful failure to return rented or leased property — retrieved 2026-06-21
Arkansas — Arkansas Rental-Purchase Agreements law (Ark. Code Ann. §§ 4-92-101–4-92-108)
- Ark. Code Ann. §4-92-102: Definitions (rental-purchase agreement) — retrieved 2026-07-05
- Ark. Code Ann. §4-92-103: Liability of lessor (civil remedies) — retrieved 2026-07-05
- Ark. Code Ann. §4-92-104: Agreement — Nature (true lease; title) — retrieved 2026-07-05
- Ark. Code Ann. §4-92-105: Agreement — Provisions prohibited and required — retrieved 2026-07-05
- Ark. Code Ann. §4-92-106: Agreement — Reinstatement — retrieved 2026-07-05
- Ark. Code Ann. §5-36-115: Theft of leased, rented, or entrusted personal property — retrieved 2026-07-05
California — California Karnette Rental-Purchase Act (Cal. Civ. Code §§ 1812.620–1812.650)
- Cal. Civ. Code §1812.624: Prohibited provisions — retrieved 2026-06-19
- Cal. Civ. Code §1812.631: Reinstatement — retrieved 2026-06-19
- Cal. Civ. Code §1812.632: Acquisition of ownership and early purchase — retrieved 2026-06-19
- Cal. Civ. Code §1812.647: Willful violation; misdemeanor — retrieved 2026-06-19
- Cal. Civ. Code §1812.626: Late charge limit — retrieved 2026-06-19
- Cal. Civ. Code §1812.625: Security deposit limit — retrieved 2026-06-19
- Cal. Penal Code §484: Theft (failure to return leased or rented property) — retrieved 2026-06-21
Colorado — Colorado Rental Purchase Agreement Act (C.R.S. §§ 5-10-101 to 5-10-1001)
- C.R.S. §5-10-502: Prohibited provisions (breach of the peace) — retrieved 2026-06-19
- C.R.S. §§5-10-601, 5-10-602: Limitations on charges; reinstatement fees — retrieved 2026-06-19
- C.R.S. §§5-10-701, 5-10-901, 5-10-902: Reinstatement; unlawful acts; remedies — retrieved 2026-06-19
- C.R.S. §18-4-401: Theft (retaining leased property after the return time) — retrieved 2026-06-21
Connecticut — Connecticut Consumer Rent-to-Own Agreements law (Conn. Gen. Stat. §§ 42-240 to 42-253)
- Conn. Gen. Stat. §42-242: Prohibited provisions (entry, breach of peace) — retrieved 2026-06-19
- Conn. Gen. Stat. §42-243: Permitted fees and caps — retrieved 2026-06-19
- Conn. Gen. Stat. §42-246: Reinstatement — retrieved 2026-06-19
- Conn. Gen. Stat. §§42-248, 42-249: Acquisition of ownership; early purchase — retrieved 2026-06-19
- Conn. Gen. Stat. §53a-119: Larceny; conversion of leased property (excludes rent-to-own) — retrieved 2026-06-21
Delaware — Delaware Lease-Purchase Agreement Act (6 Del. C. §§ 7601–7616)
- 6 Del. C. §7607: Lessee's reinstatement rights — retrieved 2026-06-19
- 6 Del. C. §7608: Prohibited provisions; fee caps — retrieved 2026-06-19
- 6 Del. C. §7615: Penalties — retrieved 2026-06-19
- 11 Del. C. §849: Theft of rented property — retrieved 2026-06-21
Florida — Florida Rental-Purchase Agreement Act (Fla. Stat. §§ 559.9231–559.9241)
- Fla. Stat. §559.9231: Short title (Rental-Purchase Agreement Act) — retrieved 2026-06-19
- Fla. Stat. §559.9234: Prohibited rental-purchase agreement provisions — retrieved 2026-06-19
- Fla. Stat. §559.9235: Reinstatement — retrieved 2026-06-19
- Fla. Stat. §559.9237: Rental renewal charges; attorney's fees; court costs — retrieved 2026-06-19
- Fla. Stat. §559.9238: Willful violations — retrieved 2026-06-19
- Fla. Stat. §559.9233: Acquisition of ownership; early-purchase option — retrieved 2026-06-19
- Fla. Stat. §559.9236: Documents of ownership; account history — retrieved 2026-06-19
- Fla. Stat. §812.155: Failing to return hired or leased personal property — retrieved 2026-06-21
Georgia — Georgia Lease-Purchase Agreement Act (O.C.G.A. §§ 10-1-680–10-1-689)
- O.C.G.A. §10-1-680: Short title (Lease-purchase Agreement Act) — Official Code of Georgia Annotated, Title 10, Ch. 1, Art. 23 — retrieved 2026-07-05
- O.C.G.A. §10-1-682: Requirements for lease-purchase agreement (option to purchase; cost of lease) — retrieved 2026-07-05
- O.C.G.A. §10-1-684: Prohibited agreement provisions — retrieved 2026-07-05
- O.C.G.A. §10-1-685: Purchase of insurance; early termination or return of items; late fees — retrieved 2026-07-05
- O.C.G.A. §10-1-686: Right to reinstatement; fees; substitute items — retrieved 2026-07-05
- O.C.G.A. §10-1-687: Penalties; grace period for compliance — retrieved 2026-07-05
- O.C.G.A. §16-8-4: Theft by conversion (leased or rented personal property) — Title 16, Ch. 8, Art. 1 — retrieved 2026-07-05
- O.C.G.A. §16-8-12: Penalties for theft (grading thresholds) — retrieved 2026-07-05
Hawaii — Hawaii Lease-Purchase Agreements for Personal Property law (Haw. Rev. Stat. ch. 481M)
- Haw. Rev. Stat. §481M-4: Provisions prohibited in agreements — retrieved 2026-06-19
- Haw. Rev. Stat. §481M-7: Additional charges — retrieved 2026-06-19
- Haw. Rev. Stat. §481M-15: Reinstatement of agreement and repossession — retrieved 2026-06-19
- Haw. Rev. Stat. §481M-6: Early termination; acquiring ownership — retrieved 2026-06-19
- Haw. Rev. Stat. §481M-9: Unfair or deceptive acts or practices — retrieved 2026-06-19
- Haw. Rev. Stat. §481M-10: Remedies of lessee — retrieved 2026-06-19
- Haw. Rev. Stat. §708-837.5: Failure to return leased or rented personal property — retrieved 2026-06-21
Idaho — Idaho Lease-Purchase Agreement Act (Idaho Code §§ 28-36-101 to 28-36-111)
- Idaho Code §28-36-106: Prohibited practices — retrieved 2026-06-19
- Idaho Code §28-36-107: Reinstatement — retrieved 2026-06-19
- Idaho Code §28-36-111: Enforcement — retrieved 2026-06-19
- Idaho Code §28-36-105: Disclosures; termination — retrieved 2026-06-19
- Idaho Code §18-2403: Theft — retrieved 2026-06-21
- Idaho Code §18-2404: Failure to return leased property; prima facie evidence — retrieved 2026-06-21
Illinois — Illinois Rental-Purchase Agreement Act (815 ILCS 655)
- 815 ILCS 655/2: Form (reinstatement, fees, breach of peace) — retrieved 2026-06-19
- 815 ILCS 655/4: Enforcement (civil damages) — retrieved 2026-06-19
- 815 ILCS 655/5: Penalty — retrieved 2026-06-19
- 720 ILCS 5/16-1: Theft (failure to return leased property) — retrieved 2026-06-21
Indiana — Indiana Rental Purchase Agreements act (Ind. Code §§ 24-7-1 through 24-7-9)
- Ind. Code §24-7-4-6: Repossession limited (no unlawful entry or breach of the peace) — retrieved 2026-06-19
- Ind. Code §§24-7-6-1, 24-7-6-2, 24-7-5-6: Reinstatement; charges; reinstatement fee cap — retrieved 2026-06-19
- Ind. Code §§24-7-9-1 through 24-7-9-4: Violations; civil damages — retrieved 2026-06-19
- Ind. Code §35-43-4-3: Criminal conversion — retrieved 2026-06-21
Iowa — Iowa Consumer Rental Purchase law (Iowa Code §§ 537.3601–537.3622)
- Iowa Code §537.3610: Balloon payments prohibited — retrieved 2026-06-19
- Iowa Code §537.3611: Prohibited charges — retrieved 2026-06-19
- Iowa Code §537.3613: Reinstatement fees — retrieved 2026-06-19
- Iowa Code §537.3616: Lessee's reinstatement rights — retrieved 2026-06-19
- Iowa Code §537.3620: Willful and intentional violations — retrieved 2026-06-19
- Iowa Code §714.1: Theft defined (misappropriation by lessee) — retrieved 2026-06-21
Kansas — Kansas Consumer Lease-Purchase Agreement Act (Kan. Stat. Ann. §§ 50-680 to 50-690)
- Kan. Stat. Ann. §50-684: Required disclosures; termination — retrieved 2026-06-19
- Kan. Stat. Ann. §50-685: Prohibited provisions — retrieved 2026-06-19
- Kan. Stat. Ann. §50-686: Right to reinstate — retrieved 2026-06-19
- Kan. Stat. Ann. §21-5804: Failure to return leased property; prima facie evidence of theft — retrieved 2026-06-21
Kentucky — Kentucky rental-purchase agreement law (Ky. Rev. Stat. §§ 367.976–367.985)
- Ky. Rev. Stat. §367.979: Prohibited provisions — retrieved 2026-06-19
- Ky. Rev. Stat. §367.980: Required provisions (reinstatement; return) — retrieved 2026-06-19
- Ky. Rev. Stat. §367.983: Civil remedies for consumers — retrieved 2026-06-19
- Ky. Rev. Stat. §514.070: Theft by failure to make required disposition (no-purchase-option leases) — retrieved 2026-06-21
Louisiana — Louisiana Rental-Purchase Agreement Act (La. R.S. §§ 9:3351–9:3362)
- La. R.S. §9:3356: Prohibited practices (entry, breach of peace) — retrieved 2026-06-19
- La. R.S. §9:3357: Reinstatement — retrieved 2026-06-19
- La. R.S. §9:3361: Enforcement; penalties — retrieved 2026-06-19
- La. R.S. §14:220.1: Leased movables; failure to return after written notice — retrieved 2026-06-21
Maine — Maine Rental-Purchase Practices law (Me. Rev. Stat. tit. 9-A, §§ 11-101 to 11-118)
- Me. Rev. Stat. tit. 9-A §11-109: Prohibited provisions — retrieved 2026-06-19
- Me. Rev. Stat. tit. 9-A §11-113: Reinstatement — retrieved 2026-06-19
- Me. Rev. Stat. tit. 9-A §11-114: Acquiring ownership — retrieved 2026-06-19
- Me. Rev. Stat. tit. 9-A §11-110: Delinquency charges — retrieved 2026-06-19
- Me. Rev. Stat. tit. 9-A §11-111: Other charges; fee limits — retrieved 2026-06-19
- Me. Rev. Stat. tit. 17-A §360: Unauthorized use of property (failure to return) — retrieved 2026-06-21
Maryland — Maryland Rental-Purchase Agreement Act (Md. Code, Com. Law §§ 12-1101 to 12-1112)
- Md. Code, Com. Law §12-1105: Prohibited provisions — retrieved 2026-06-19
- Md. Code, Com. Law §12-1106: Reinstatement; repossession — retrieved 2026-06-19
- Md. Code, Crim. Law §7-205: Failure to return rental vehicle — retrieved 2026-06-21
- Md. Code, Crim. Law §7-104: General theft — retrieved 2026-06-21
Massachusetts — Massachusetts consumer lease (rent-to-own) law (Mass. Gen. Laws ch. 93, §§ 90–93)
- Mass. Gen. Laws ch. 93, §91: Written statement; right to terminate — retrieved 2026-06-19
- Mass. Gen. Laws ch. 93, §92B: Reinstatement — retrieved 2026-06-19
- Mass. Gen. Laws ch. 93, §93: Liability of lessor — retrieved 2026-06-19
- Mass. Gen. Laws ch. 93, §90: Consumer lease; right to acquire ownership — retrieved 2026-06-19
- Mass. Gen. Laws ch. 266, §87: Larceny of leased or rented property — retrieved 2026-06-21
Michigan — Michigan Rental-Purchase Agreement Act (Mich. Comp. Laws §§ 445.951–445.970)
- Mich. Comp. Laws §445.956: Prohibited provisions — retrieved 2026-06-19
- Mich. Comp. Laws §445.958: Failure to make timely payment; reinstatement — retrieved 2026-06-19
- Mich. Comp. Laws §445.959: Injunction; civil penalty — retrieved 2026-06-19
- Mich. Comp. Laws §445.954: Required disclosures; ownership — retrieved 2026-06-19
- Mich. Comp. Laws §445.964: Action for damages by aggrieved person — retrieved 2026-07-05
- Mich. Comp. Laws §750.362a: Larceny of leased or rented property — retrieved 2026-06-21
Minnesota — Minnesota Rental Purchase Agreements law (Minn. Stat. §§ 325F.84–325F.97)
- Minn. Stat. §325F.90: Lessee's Reinstatement Rights — retrieved 2026-06-19
- Minn. Stat. §325F.91: Prohibited Practices — retrieved 2026-06-19
- Minn. Stat. §325F.97: Penalties and Remedies — retrieved 2026-06-19
- Minn. Stat. §8.31: Investigation of consumer-law violations; private remedy — retrieved 2026-06-19
- Minn. Stat. §609.52: Theft (failure to return rented property, subd. 2(a)(9)) — retrieved 2026-06-21
Mississippi — Mississippi Rental-Purchase Agreement Act (Miss. Code §§ 75-24-151–75-24-175)
- Miss. Code §75-24-151: Short title (Mississippi Rental-Purchase Agreement Act) — retrieved 2026-07-05
- Miss. Code §75-24-153: Definitions (rental-purchase agreement; consumer; lessor) — retrieved 2026-07-05
- Miss. Code §75-24-159: Items to be disclosed in rental-purchase agreements — retrieved 2026-07-05
- Miss. Code §75-24-161: Prohibited provisions in rental-purchase agreements — retrieved 2026-07-05
- Miss. Code §75-24-163: Reinstatement — retrieved 2026-07-05
- Miss. Code §75-24-171: Lessor liability for violations — retrieved 2026-07-05
- Miss. Code §75-9-609: Secured party's right to take possession after default — retrieved 2026-07-05
- Miss. Code §97-17-64: Larceny under lease or rental agreement — retrieved 2026-07-05
Missouri — Missouri rental-purchase agreement law (Mo. Rev. Stat. §§ 407.660–407.665)
- Mo. Rev. Stat. §407.662: Prohibited provisions; fee caps — retrieved 2026-06-19
- Mo. Rev. Stat. §407.664: Reinstatement — retrieved 2026-06-19
- Mo. Rev. Stat. §407.665: Violations; enforcement — retrieved 2026-06-19
- Mo. Rev. Stat. §407.020: Merchandising Practices Act; unlawful practices — retrieved 2026-06-19
- Mo. Rev. Stat. §570.057: Stealing leased or rented property — retrieved 2026-06-21
Montana — Montana Rental-Purchase Agreement Act (Mont. Code Ann. Title 30, Ch. 19)
- Mont. Code Ann. §30-19-111: Provisions prohibited in agreements — retrieved 2026-06-19
- Mont. Code Ann. §30-19-112: Reinstatement of agreement; repossession — retrieved 2026-06-19
- Mont. Code Ann. §45-6-309: Failure to return rented or leased personal property — retrieved 2026-06-21
Nebraska — Nebraska Consumer Rental Purchase Agreement Act (Neb. Rev. Stat. §§ 69-2101 to 69-2119)
- Neb. Rev. Stat. §69-2107: Prohibited provisions — retrieved 2026-06-19
- Neb. Rev. Stat. §69-2108: Agreement; reinstatement — retrieved 2026-06-19
- Neb. Rev. Stat. §69-2110: Fees; deposits; charges — retrieved 2026-06-19
- Neb. Rev. Stat. §69-2109: Prohibited charges; early termination — retrieved 2026-06-19
- Neb. Rev. Stat. §28-511: Theft by unlawful taking (failure to return leased property) — retrieved 2026-06-21
Nevada — Nevada lease-purchase law (Nev. Rev. Stat. ch. 597, §§ 597.010–597.110)
- Nev. Rev. Stat. §597.030: Acquisition of ownership — retrieved 2026-06-19
- Nev. Rev. Stat. §597.060: Prohibited provisions (breach of the peace) — retrieved 2026-06-19
- Nev. Rev. Stat. §597.070: Reinstatement — retrieved 2026-06-19
- Nev. Rev. Stat. §205.940: Conversion of rented or leased personal property — retrieved 2026-06-21
New Hampshire — New Hampshire Rent-to-Own Agreement Act (N.H. Rev. Stat. ch. 358-P)
- N.H. Rev. Stat. §358-P:7: Prohibited practices; fee caps — retrieved 2026-06-19
- N.H. Rev. Stat. §358-P:8: Reinstatement — retrieved 2026-06-19
- N.H. Rev. Stat. §358-P:11: Remedies — retrieved 2026-06-19
- N.H. Rev. Stat. §637:9: Unauthorized use of propelled vehicle or rented property — retrieved 2026-06-21
New Jersey — No dedicated rental-purchase statute; general New Jersey law applies (N.J.S.A. Titles 2C, 12A, 56)
- N.J.S.A. 2C:20-9: Theft by failure to make required disposition of property received — retrieved 2026-07-05
- N.J.S.A. 2C:20-2: Grading of theft offenses (value tiers) — retrieved 2026-07-05
- N.J.S.A. 12A:9-609: Secured party's right to take possession after default (without breach of the peace) — retrieved 2026-07-05
- N.J.S.A. 56:8-1 and 56:8-2: Consumer Fraud Act (definitions; unconscionable and deceptive practices) — retrieved 2026-07-05
- New Jersey Statutes (N.J.S.A.): official full-text database (no rental-purchase act enacted in Title 56) — retrieved 2026-07-05
New Mexico — New Mexico Rental-Purchase Agreement Act (NMSA 1978, §§ 57-26-1 to 57-26-12)
- NMSA 1978, §57-26-6: Prohibited provisions (breach of the peace; no criminal probable cause) — retrieved 2026-07-05
- NMSA 1978, §57-26-7: Reinstatement — retrieved 2026-07-05
- NMSA 1978, §57-26-11: Enforcement; remedies; limitations — retrieved 2026-07-05
New York — New York Personal Property Law, Article 11 (Rental-Purchase Agreements, §§ 500–508)
- N.Y. Pers. Prop. Law §501: Form (prohibited provisions, reinstatement, fees) — retrieved 2026-06-19
- N.Y. Pers. Prop. Law §504: Early purchase option — retrieved 2026-06-19
- N.Y. Pers. Prop. Law, Article 11: Rental-Purchase Agreements — retrieved 2026-06-19
- N.Y. Penal Law §165.00: Misapplication of property — retrieved 2026-06-21
North Carolina — No dedicated rent-to-own statute; general law applies (N.C.G.S. Chapters 14, 25, 75)
- N.C.G.S. §14-167: Failure to return hired property — retrieved 2026-07-05
- N.C.G.S. §14-168.1: Conversion by bailee, lessee, tenant or attorney-in-fact — retrieved 2026-07-05
- N.C.G.S. §25-9-609: Secured party's right to take possession after default — retrieved 2026-07-05
- N.C.G.S. §25A-2: 'Consumer credit sale' defined (leases/bailments treated as sales) — retrieved 2026-07-05
- N.C.G.S. §75-1.1: Methods of competition, acts and practices regulated (Unfair and Deceptive Trade Practices) — retrieved 2026-07-05
- North Carolina General Statutes: Table of Contents (no rental-purchase act) — retrieved 2026-07-05
North Dakota — North Dakota Consumer Rental Purchase Agreement law (N.D. Cent. Code ch. 47-15.1)
- N.D. Cent. Code §47-15.1-04: Prohibited provisions — retrieved 2026-06-19
- N.D. Cent. Code §47-15.1-05: Reinstatement; repossession — retrieved 2026-06-19
- N.D. Cent. Code §47-15.1-08: Penalties; remedies — retrieved 2026-06-19
- N.D. Cent. Code §12.1-23-02: Theft of property (general) — retrieved 2026-06-21
Ohio — Ohio Lease-Purchase Agreements law (Ohio Rev. Code §§ 1351.01–1351.09)
- Ohio Rev. Code §1351.03: Provisions prohibited in lease-purchase agreement — retrieved 2026-06-19
- Ohio Rev. Code §1351.05: Reinstatement of agreement after default — retrieved 2026-06-19
- Ohio Rev. Code §1351.06: Acquiring ownership; early purchase — retrieved 2026-06-19
- Ohio Rev. Code §1351.04: Prohibited charges; early-termination penalty — retrieved 2026-06-19
- Ohio Rev. Code §1351.08: Civil remedies; lessor liability — retrieved 2026-06-19
Oklahoma — Oklahoma Rental-Purchase Act (Okla. Stat. tit. 59, §§ 1951–1957)
- 59 O.S. §1954: Required disclosures; prohibited provisions; reinstatement rights — retrieved 2026-06-19
- 59 O.S. §1955: Recovery of damages, fees, and court costs — retrieved 2026-06-19
- 59 O.S. §1957: Applicability; penalties for violations — retrieved 2026-06-19
- Okla. Stat. tit. 21, §1451: Embezzlement (failure to return leased property) — retrieved 2026-06-21
Oregon — Oregon Lease-Purchase Agreements law (ORS 646A.120–646A.134)
- ORS 646A.128: Provisions prohibited in lease-purchase agreements — retrieved 2026-06-19
- ORS 646A.130: Reinstatement of lease-purchase agreement — retrieved 2026-06-19
Pennsylvania — Pennsylvania Rental-Purchase Agreement Act (42 Pa.C.S. §§ 6901–6911)
- 42 Pa.C.S. §6904: Prohibited provisions (breach of the peace; entry without consent; late-fee cap) — retrieved 2026-06-19
- 42 Pa.C.S. §6906: Lessee's right to reinstate agreement after termination — retrieved 2026-06-19
- 42 Pa.C.S. §6909: Lessor's liability for noncompliance — retrieved 2026-06-19
- 18 Pa.C.S. §3932: Theft of leased property — retrieved 2026-06-21
Rhode Island — Rhode Island Rental-Purchase Agreements law (R.I. Gen. Laws §§ 6-44-1 to 6-44-12)
- R.I. Gen. Laws §6-44-4: Prohibited provisions — retrieved 2026-06-19
- R.I. Gen. Laws §6-44-5: Reinstatement — retrieved 2026-06-19
- R.I. Gen. Laws §6-44-6: Early purchase option — retrieved 2026-06-19
- R.I. Gen. Laws §6-44-9: Enforcement; civil liability — retrieved 2026-06-19
- R.I. Gen. Laws §11-41-16.1: Sale or concealment of leased personal property — retrieved 2026-06-21
- R.I. Gen. Laws §11-41-5: Penalties for larceny — retrieved 2026-06-21
South Carolina — South Carolina Consumer Rental-Purchase Agreements (S.C. Code §§ 37-2-701 to 37-2-714)
- S.C. Code §37-2-714: Lessee's right to reinstatement — retrieved 2026-06-19
- S.C. Code §37-2-713: Right to return, continue, or purchase before end of agreement — retrieved 2026-06-19
- S.C. Code §§37-2-705 to 37-2-707: Delinquency charges; deposits and charges; default — retrieved 2026-06-19
- S.C. Code §16-13-420: Failure to return leased or rented property (excludes lease-purchase) — retrieved 2026-06-21
South Dakota — South Dakota Lease-Purchase Agreements law (S.D. Codified Laws ch. 54-6A)
- S.D. Codified Laws §54-6A-5: Information required in disclosure (early purchase; termination) — retrieved 2026-06-19
- S.D. Codified Laws §54-6A-6: Provisions prohibited in agreements — retrieved 2026-06-19
- S.D. Codified Laws §54-6A-7: Reinstatement; repossession — retrieved 2026-06-19
- S.D. Codified Laws §22-30A-13: Theft by conversion of rented personalty after notice — retrieved 2026-07-05
- S.D. Codified Laws §22-30A-14: Affirmative defense to conversion of leased or rented personalty — retrieved 2026-07-05
Tennessee — Tennessee Rental-Purchase Agreement Act (Tenn. Code Ann. §§ 47-18-601–47-18-614)
- Tenn. Code Ann. §47-18-601 et seq.: Rental-Purchase Agreement Act — official Tennessee Code, Title 47, Ch. 18, Part 6 — retrieved 2026-07-05
- Tenn. Code Ann. §47-18-603: Definitions (rental-purchase agreement; consumer) — retrieved 2026-07-05
- Tenn. Code Ann. §47-18-604: Required disclosures (ownership; fees) — retrieved 2026-07-05
- Tenn. Code Ann. §47-18-606: Prohibited provisions — retrieved 2026-07-05
- Tenn. Code Ann. §47-18-607: Reinstatement — retrieved 2026-07-05
- Tenn. Code Ann. §47-18-611: Civil liability of lessor — retrieved 2026-07-05
- Tenn. Code Ann. §39-14-108: Theft of rental property (failure to return) — retrieved 2026-07-05
- Tenn. Code Ann. §39-14-105: Grading of theft — retrieved 2026-07-05
Texas — Texas Rental-Purchase Agreements law (Tex. Bus. & Com. Code ch. 92)
- Tex. Bus. & Com. Code §92.053: Reinstatement (required provisions) — retrieved 2026-06-19
- Tex. Bus. & Com. Code §92.054: Prohibited provisions — retrieved 2026-06-19
- Tex. Bus. & Com. Code §92.055: Restrictions on late charges and reinstatement fees — retrieved 2026-06-19
- Tex. Bus. & Com. Code §§92.201–92.202: Civil enforcement; deceptive trade practice — retrieved 2026-06-19
- Tex. Penal Code §31.04: Theft of service (failure to return rented property) — retrieved 2026-06-21
Utah — Utah Rental Purchase Agreement Act (Utah Code §§ 15-8-1 to 15-8-12)
- Utah Code §15-8-6: Disclosures (early purchase; termination) — retrieved 2026-06-19
- Utah Code §15-8-7: Prohibited practices — retrieved 2026-06-19
- Utah Code §15-8-8: Reinstatement — retrieved 2026-06-19
- Utah Code §15-8-11: Enforcement; penalties — retrieved 2026-06-19
- Utah Code §76-6-410: Theft by custodian of property pursuant to repair or rental agreement — retrieved 2026-06-21
Vermont — Vermont Rent-to-Own Agreements law (9 V.S.A. § 41b)
- 9 V.S.A. §41b: Rent-to-own agreements — retrieved 2026-06-19
- 9 V.S.A. §2453: Unfair and deceptive acts in commerce — retrieved 2026-06-19
- 13 V.S.A. §2591: Theft of rented property — retrieved 2026-06-21
Virginia — Virginia Lease-Purchase Agreement Act (Va. Code §§ 59.1-207.17 to 59.1-207.27)
- Va. Code §59.1-207.21: Required disclosures; early purchase; termination — retrieved 2026-06-19
- Va. Code §59.1-207.22: Prohibited provisions (entry, breach of peace) — retrieved 2026-06-19
- Va. Code §59.1-207.23: Reinstatement — retrieved 2026-06-19
- Va. Code §59.1-207.27: Enforcement (Virginia Consumer Protection Act) — retrieved 2026-06-19
- Va. Code §59.1-200: Prohibited practices (Virginia Consumer Protection Act) — retrieved 2026-06-19
- Va. Code §18.2-118: Fraudulent conversion of leased property (excludes Lease-Purchase Act) — retrieved 2026-06-21
Washington — Washington Lease-Purchase Agreements law (RCW Chapter 63.19)
- RCW 63.19.050: Agreement restrictions (entry, breach of peace, prohibited terms) — retrieved 2026-06-19
- RCW 63.19.060: Reinstatement of agreement — retrieved 2026-06-19
- RCW 63.19.110: Violation; application of Consumer Protection Act — retrieved 2026-06-19
- RCW 9A.56.096: Theft of rental, leased, lease-purchased, or loaned property — retrieved 2026-06-21
West Virginia — West Virginia Consumer Goods Rental Protection Act (W. Va. Code ch. 46B)
- W. Va. Code §46B-3-4: Reinstatement (Default article) — retrieved 2026-07-05
- W. Va. Code §46B-8-1: Enforcement; consumer remedies — retrieved 2026-07-05
- W. Va. Code ch. 46B: Consumer Goods Rental Protection Act — retrieved 2026-06-19
- W. Va. Code §61-3-32: Fraudulent disposition of leased property; failure to return — retrieved 2026-06-21
Wisconsin — Wisconsin Consumer Act (Wis. Stat. chs. 421–427), applied to rent-to-own as a consumer credit sale (§421.301(9)); default and repossession governed by ch. 425 (§§425.104, 425.105, 425.206, 425.209)
- Wis. Stat. §421.301(9): Definition of 'consumer credit sale' (covers rent-to-own of goods) — retrieved 2026-07-05
- Wis. Stat. §425.104: Notice of customer's right to cure default — retrieved 2026-07-05
- Wis. Stat. §425.105: Cure of default (15-day right to cure; twice-in-12-months limit) — retrieved 2026-07-05
- Wis. Stat. §425.206: Nonjudicial enforcement limited (no breach of peace; no home entry) — retrieved 2026-07-05
- Wis. Stat. §425.209: Restrictions on deficiency judgments — retrieved 2026-07-05
- Wis. Stat. §943.20: Theft (subsec. (1)(e) failure to return leased/rented property; (3) value tiers) — retrieved 2026-07-05
Wyoming — Wyoming Consumer Rental Purchase Agreement Act (Wyo. Stat. §§ 40-19-101 to 40-19-120)
- Wyo. Stat. §40-19-108: Prohibited provisions (breach of the peace; no criminal probable cause) — retrieved 2026-06-19
- Wyo. Stat. §40-19-110: Reinstatement — retrieved 2026-06-19
- Wyo. Stat. §40-19-119: Consumer civil actions — retrieved 2026-06-19

Found an error?

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Sources

Alabama — Alabama Rental-Purchase Agreements Act (Ala. Code §§ 8-25-1 to 8-25-6)

Alaska — Alaska Lease-Purchases of Personal Property Act (Alaska Stat. §§ 45.35.010–45.35.099)

Arizona — Arizona Rental-Purchase Agreements law (Ariz. Rev. Stat. §§ 44-6801 to 44-6809)

Arkansas — Arkansas Rental-Purchase Agreements law (Ark. Code Ann. §§ 4-92-101–4-92-108)

California — California Karnette Rental-Purchase Act (Cal. Civ. Code §§ 1812.620–1812.650)

Colorado — Colorado Rental Purchase Agreement Act (C.R.S. §§ 5-10-101 to 5-10-1001)

Connecticut — Connecticut Consumer Rent-to-Own Agreements law (Conn. Gen. Stat. §§ 42-240 to 42-253)

Delaware — Delaware Lease-Purchase Agreement Act (6 Del. C. §§ 7601–7616)

Florida — Florida Rental-Purchase Agreement Act (Fla. Stat. §§ 559.9231–559.9241)

Georgia — Georgia Lease-Purchase Agreement Act (O.C.G.A. §§ 10-1-680–10-1-689)

Hawaii — Hawaii Lease-Purchase Agreements for Personal Property law (Haw. Rev. Stat. ch. 481M)

Idaho — Idaho Lease-Purchase Agreement Act (Idaho Code §§ 28-36-101 to 28-36-111)

Illinois — Illinois Rental-Purchase Agreement Act (815 ILCS 655)

Indiana — Indiana Rental Purchase Agreements act (Ind. Code §§ 24-7-1 through 24-7-9)

Iowa — Iowa Consumer Rental Purchase law (Iowa Code §§ 537.3601–537.3622)

Kansas — Kansas Consumer Lease-Purchase Agreement Act (Kan. Stat. Ann. §§ 50-680 to 50-690)

Kentucky — Kentucky rental-purchase agreement law (Ky. Rev. Stat. §§ 367.976–367.985)

Louisiana — Louisiana Rental-Purchase Agreement Act (La. R.S. §§ 9:3351–9:3362)

Maine — Maine Rental-Purchase Practices law (Me. Rev. Stat. tit. 9-A, §§ 11-101 to 11-118)

Maryland — Maryland Rental-Purchase Agreement Act (Md. Code, Com. Law §§ 12-1101 to 12-1112)

Massachusetts — Massachusetts consumer lease (rent-to-own) law (Mass. Gen. Laws ch. 93, §§ 90–93)

Michigan — Michigan Rental-Purchase Agreement Act (Mich. Comp. Laws §§ 445.951–445.970)

Minnesota — Minnesota Rental Purchase Agreements law (Minn. Stat. §§ 325F.84–325F.97)

Mississippi — Mississippi Rental-Purchase Agreement Act (Miss. Code §§ 75-24-151–75-24-175)

Missouri — Missouri rental-purchase agreement law (Mo. Rev. Stat. §§ 407.660–407.665)

Montana — Montana Rental-Purchase Agreement Act (Mont. Code Ann. Title 30, Ch. 19)

Nebraska — Nebraska Consumer Rental Purchase Agreement Act (Neb. Rev. Stat. §§ 69-2101 to 69-2119)

Nevada — Nevada lease-purchase law (Nev. Rev. Stat. ch. 597, §§ 597.010–597.110)

New Hampshire — New Hampshire Rent-to-Own Agreement Act (N.H. Rev. Stat. ch. 358-P)

New Jersey — No dedicated rental-purchase statute; general New Jersey law applies (N.J.S.A. Titles 2C, 12A, 56)

New Mexico — New Mexico Rental-Purchase Agreement Act (NMSA 1978, §§ 57-26-1 to 57-26-12)

New York — New York Personal Property Law, Article 11 (Rental-Purchase Agreements, §§ 500–508)

North Carolina — No dedicated rent-to-own statute; general law applies (N.C.G.S. Chapters 14, 25, 75)

North Dakota — North Dakota Consumer Rental Purchase Agreement law (N.D. Cent. Code ch. 47-15.1)

Ohio — Ohio Lease-Purchase Agreements law (Ohio Rev. Code §§ 1351.01–1351.09)

Oklahoma — Oklahoma Rental-Purchase Act (Okla. Stat. tit. 59, §§ 1951–1957)

Oregon — Oregon Lease-Purchase Agreements law (ORS 646A.120–646A.134)

Pennsylvania — Pennsylvania Rental-Purchase Agreement Act (42 Pa.C.S. §§ 6901–6911)

Rhode Island — Rhode Island Rental-Purchase Agreements law (R.I. Gen. Laws §§ 6-44-1 to 6-44-12)

South Carolina — South Carolina Consumer Rental-Purchase Agreements (S.C. Code §§ 37-2-701 to 37-2-714)

South Dakota — South Dakota Lease-Purchase Agreements law (S.D. Codified Laws ch. 54-6A)

Tennessee — Tennessee Rental-Purchase Agreement Act (Tenn. Code Ann. §§ 47-18-601–47-18-614)

Texas — Texas Rental-Purchase Agreements law (Tex. Bus. & Com. Code ch. 92)

Utah — Utah Rental Purchase Agreement Act (Utah Code §§ 15-8-1 to 15-8-12)

Vermont — Vermont Rent-to-Own Agreements law (9 V.S.A. § 41b)

Virginia — Virginia Lease-Purchase Agreement Act (Va. Code §§ 59.1-207.17 to 59.1-207.27)

Washington — Washington Lease-Purchase Agreements law (RCW Chapter 63.19)

West Virginia — West Virginia Consumer Goods Rental Protection Act (W. Va. Code ch. 46B)

Wisconsin — Wisconsin Consumer Act (Wis. Stat. chs. 421–427), applied to rent-to-own as a consumer credit sale (§421.301(9)); default and repossession governed by ch. 425 (§§425.104, 425.105, 425.206, 425.209)

Wyoming — Wyoming Consumer Rental Purchase Agreement Act (Wyo. Stat. §§ 40-19-101 to 40-19-120)

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